Banki ya First Capital Bank yalamulidwa kubweza ndalama zokwana K810,000 zomwe zinabedwa mu akaunti yakubanki ya kasitomala ndikutumiza ku manambala atatu a foni yam’manja.
Bungwe la Competition and Fair Trading Commission (CFTC) lomwe lapereka lamuloli lati bankiyo idanyalanyaza kutsatira njira zina zachitetezo ndi kuwongolera.
Malinga ndi chikalata chomwe chatulutsidwa lero ndikusainidwa ndi Acting Executive Director Apoche Itimu, CFTC idachita msonkhano wawo wa 60 ku Salima pa Novembara 26, 2021 pomwe idaganizira ndikuweruza milandu yomwe ili pansi pa Competition and Fair Trading Act (CFTA).
Bungweli lidayamba zofufuza za First Capital Bank zomwe zidawonetsa kuti Wodandaulayo adalandira foni kuchokera kwa munthu wina, yemwe akuti ndi m’modzi mwa ogwira ntchito kubankiyo ndipo anali ndi zidziwitso zachinsinsi za kasitomala zomwe bankiyo ili nayo. Munthuyu adapempha kasitomala kuti alembetse akaunti yake yakubanki, pazochitika za Woyankha pa Mobile App.
Pambuyo pake, Wodandaulayu adalandira mauthenga angapo pa foni yake osonyeza kuti pali zinthu zina zomwe zikuchitika pa akaunti yake koma sadachitepo izi, zomwe zidachititsa kuti wodandaulayu adataya MK809,980.00 kuchokera ku akaunti yake kupita ku nambala zitatu za foni yam’manja.
Bungweli lidapeza kuti bankiyo idanyalanyaza kutsatira njira zina zachitetezo ndi kuwongolera popeza woyimbayo yemwe sakudziwika anali ndi zidziwitso zachinsinsi za Wodandaula yemwe adasungidwa kubanki zomwe zidapangitsa kuti kubera.
“Appspont’s mobile App inalibe zida zokwanira zotetezera zomwe zingalepheretse kulowa mudongosolo ndi achinyengo. Zochita zamaakaunti aku banki yamakasitomala zikuyenera kukhala zachinsinsi komanso zotetezedwa, ndipo chiyembekezo chambiri ndikuti zisapezeke ndi munthu wina yemwe sagwira ntchito kubanki.
“Chotero bungweli lidalamula woweruzayo kuti abweze wodandaulayo ndalama zokwana MK809,980.00 zomwe zidachotsedwa ku akaunti yake yakubanki komanso kuti athane ndi nkhawa zokhudzana ndi pulogalamu yawo ya Mobile App popeza Commission idalandiranso madandaulo angapo ofanana,” adatero Itimu.
Bungweli lidakhazikitsanso kafukufuku wokhudza First Capital Bank pamilandu yomwe adachita.
Kafukufukuyu adawonetsa kuti mu 2015 Wodandaulayu adatsegula akaunti kubanki. Komabe, chifukwa cha ndalama zambiri kubanki Wodandaulayo adasiya kugwiritsa ntchito akauntiyo atangoigwiritsa ntchito kwa mwezi umodzi.
Mu 2021 Wodandaulayo adapatsidwa contract yomwe adayenera kusonkhanitsa MK48,000,000,00. Komabe, FDH Bank idalephera kumupatsa ngongoleyo chifukwa akaunti yake yaku First Capital Bank inali ndi ngongole ku banki yokwana MK1,002,721.47.
Bungweli lidapeza kuti panali umboni wosakwanira wotsimikizira ngati wogulayo adaperekadi pempho lotseka akauntiyo monga amanenera, motero sangalakwitse First Capital Bank pankhaniyi.
Komabe, bungweli lidapeza kuti bankiyo idayenera kuyankha Wodandaulayo za ndalama zomwe adapeza ku akaunti yake yomwe idakhala ikuchulukirachulukira kwa zaka zambiri komanso kufunika kochotsa ndalamazo komanso zotsatira zake akalephera kutero. Ayeneranso kumupatsa mpata woti achotse ngongoleyo asanatumize ngongoleyo ku Credit Reference Bureau.
“Bungwe la bungweli lidapeza kuti zomwe woyimbidwa mlanduyo adachita ndi zosemphana ndi ndime 43(1)(g) ya CFTA ndipo idalamula kuti woimbidwa mlandu alipire chindapusa cha Mazana asanu a Malawi Kwacha (MK500,000.00) chifukwa chochita zinthu zosamvera malamulo. khalidwe,” adatero Itimu.
Pamsonkhano wawo ku Salima, CFTC inalingalira ndi kuweruza milandu yonse ya 58, yomwe inaphatikizapo milandu 50 ya machitidwe a malonda achinyengo komanso milandu 8 ya machitidwe odana ndi mpikisano.
Pamsonkhanowo, bungweli lidalamula makampani kuti alipire chindapusa chokwana K11 miliyoni ndi kubweza ndalama zoposa K2.9 miliyoni chifukwa cholakwira mosiyanasiyana.